Current Ratio Calculator
The Current Ratio Calculator evaluates a company's short-term liquidity by comparing current assets to current liabilities. A ratio above 1.0 indicates the business can cover its short-term obligations — essential for credit analysis and financial health assessment.
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What is the Current Ratio?
The current ratio measures a company's ability to pay short-term obligations (due within one year) using short-term assets. Calculated as Current Assets / Current Liabilities, a ratio of 2.0 means the company has $2 of assets for every $1 of liabilities.
A healthy current ratio typically falls between 1.5 and 3.0. Below 1.0 signals potential liquidity problems. Above 3.0 may suggest inefficient use of assets. Industry benchmarks vary — utilities often operate at lower ratios than retail businesses.
Formules et Équations utilisées
Ce calculateur s'appuie sur 5 équations fondamentales :
1 Current Ratio ▼
Current assets of $500,000 and liabilities of $250,000: Current Ratio = 2.0.
2 Working Capital ▼
The dollar amount of short-term resources available. $500K assets - $250K liabilities = $250K working capital.
3 Quick Ratio (Acid Test) ▼
Excludes inventory for a stricter liquidity measure. More conservative than the current ratio.
Comment utiliser ce calculateur
Pour utiliser ce Calculateur de Ratio, suivez ces 3 étapes :
Saisir les Valeurs
Saisissez les valeurs de ratio connues dans les champs. Laissez un champ vide — c'est la valeur manquante que le calculateur va chercher à résoudre.
Choisir le Mode
Sélectionnez le mode de ratio — Résoudre, Simplifier ou Mettre à l'échelle. Chaque mode applique des formules différentes à vos valeurs.
Obtenir les Résultats
Cliquez sur Calculer. L'écran de résultats affiche la réponse avec une barre de ratio interactive, un diagramme circulaire et le détail des calculs.
Exemples Pratiques et Solutions Étape par Étape
Voici 3 exemples de calculs résolus avec les étapes détaillées grâce à ce calculateur :
Saisie 1 Company with $800K assets and $400K liabilities
Saisie 2 Startup with $120K assets and $200K liabilities
Saisie 3 How much assets needed for 1.5 ratio with $300K liabilities?
Foire Aux Questions
What is a good current ratio? ▼
Generally 1.5 to 3.0 is considered healthy. Below 1.0 means the company may struggle to pay short-term debts. Above 3.0 might indicate excess idle assets that could be invested more productively.
What's included in current assets? ▼
Cash, accounts receivable, inventory, marketable securities, and prepaid expenses — any asset expected to be converted to cash within one year.
How does current ratio differ from quick ratio? ▼
The quick ratio excludes inventory from current assets because inventory may not be quickly convertible to cash. Quick Ratio = (Current Assets - Inventory) / Current Liabilities. It's a stricter measure of liquidity.
Can the current ratio be too high? ▼
Yes. A very high current ratio (above 3.0) may indicate the company isn't using its assets efficiently — too much cash sitting idle instead of being invested in growth opportunities.
How often should current ratio be monitored? ▼
Quarterly, aligned with financial reporting periods. Track trends over time rather than single snapshots. A declining trend from 2.5 to 1.2 over several quarters signals deteriorating liquidity.